This is four times more than what you would normally get on Home Depot purchases. Home Depot customers who shop frequently might be able to take advantage of the hassle-free return policy for the card. Cardholders get a longer return period and receive exclusive offers It is one of NerdWallet’s top store credit cards. The Lowe’s Advantage Card offers a 5% discount on eligible store purchases for DIY-oriented consumers. Unlike many store-branded credit cards, there are not ongoing rewards for in-store purchases. The Home Depot Consumer Credit Card gives $25 off your first purchase of $25 to $299, $50 off your $300-$999 purchases, and $100 off your $1,000+ purchases. Cardholders who are new to the program receive a small discount.
The ongoing APR is 17.99% – 26.99% Variable.įor instance, the average APR for accounts that incited Interest in 2018 was 16.04%. As with many store-branded credit cards, the constant interest rate can be quite high. You won’t want to carry a balance.Įven if you don’t benefit from the deferred interest offer, you’ll want to avoid taking a balance from month to month. It also earns rewards, earning at least 1.5% on all purchases. Chase Freedom Unlimited gives an intro 0% intro rate on purchases for 15 months and the ongoing APR at 14.99% – 23.74% Variable. You’re better off if you can get a card that has a true 0% intro APR for 12 months or more.
The Home Depot Credit Card Services will charge Interest if the balance is not paid in full within six months. The former “sets aside” Interest while the latter waives it temporarily. However, there is a distinction between deferred and true 0% intro APR offers. You get six months of deferred Interest on purchases over $299 The Home Depot Consumer Credit Card is a great way to finance big home projects. It offers deferred Interest but is not waived. These are five facts about The Home Depot Credit Card. Flat-rate rewards or cash-back cards would be better for even the most loyal Home Depot customer. The store-branded card does not offer any perks or ongoing rewards. The Home Depot Consumer Credit Card isn’t as positive, despite the $0 annual fee. Something is appealing about walking through Home Depot’s aisles and dreaming of the home improvements you might make.
First, enter your User ID than Password and click on Sign On. It is very easy to do Home Depot Credit Card Login. 80: For commercial revolving credit accounts in Canada.86: For commercial revolving credit accounts in the U.S.80: For consumer Home Depot credit cards in Canada.1 8: For consumer Home Depot credit cards in the U.S.88: For commercial credit card accounts in Canada.86: For commercial credit card accounts in the U.S.The telephone lines are available 24 hours a day, seven days a week, i.e., 24/7 customer service, which is fast and trustworthy.įor different types of Credit Cards and Accounts, Home Depot has issued 3 types of contact numbers, which are mentioned below: Home Depot Credit Card Payments Phone Number is most effective, and they make sure you are connected with a live/actual person. Home Depot Credit Card Payments Phone Number